Benefits and More

Get started on your health benefits by calling 1-855-915-3015

Comience con sus beneficios llamando.

401k PLAN ENROLLMENT INSTRUCTIONS

Initial instructions to log Into and use the 401(k)Participant Site

• Participant URL: www.my401kdata.com

  • Username = Social Security Number (No Dashes)

  • Password = last 4 digits of your Social Security Number

  • Follow the enrollment wizard (see 401(k) Web User Manual)

  • Remember to designate your Beneficiary online

  • To roll funds over from a prior plan contact us at 888-505-4484 or401kservice@isolvedhcm.com to get the appropriate form

Plan Highlights

• Excluded Employees: Union Members; Non-Resident Aliens

• Eligibility: Age 18 and 12 Months of service

• Plan Entry: Quarterly

• Auto Enrollment: No

• Employee Contributions: Your contributions can be made on a Roth and Pretax basis.

• Employer Contributions: Match: SafeHarbor

• Profit Sharing: Cross Tested

• Vesting: Employee contributions, including rollover contributions are always 100% vested.  Safe Harbor contributions use a 100% vesting schedule. Other employer contributions use a 6 Year Graduated vesting schedule.

• Protected Benefits: Distributions are permitted upon attainment of age 59 1/2 from all accounts. Distributions are permitted as follows: Deemed Severance distributions are permitted.

EMPLOYEEE ASSISTANCE PROGRAMS:

Health Advocate’s EAP+Work/Life Program offers short-term counseling and support for a range of personal, family, financial and work/life issues. This unique early intervention service reduces the need for more costly mental health services, decreases absenteeism and improves productivity.

You are not required to offer this benefit, but if you choose to offer you are required to offer to all of your Team Members.

Tell Me More

The cost of the EAP is $0.85 per employee per month or just over $10 per employee per year.  That includes 3 face to face visits and unlimited telephonic or text based sessions with a licensed mental health professional.

In addition to the mental health counselor visit, your employees will have access to Health Advocates portal which provides 24-hour Emergency Hotline and case management for inpatient and outpatient treatment.

Employees have 24/7 access to call, go online or use the app for help locating resources to better balance their work and life responsibilities:

• Childcare: childcare centers, family childcare homes, nanny agencies, summer camps, babysitter tips, community resources

• Eldercare: nursing homes, assisted-living facilities, independent living facilities, home healthcare, hospice, respite care, geriatric Care Managers, senior centers, adult day care, community services and resources

• Financial: online Financial Wellness portal and Financial Fitness Center for help with debt management, budgeting, college funding, retirement strategies and other issues; free 30-minute consultation with a financial specialist

• Legal: family law, real estate, estate planning, motor vehicle, elder law, criminal matters; free 30-minute consultation with a legal specialist; access to discounted legal services

• Employee Discount Center: online savings program with 25% discounts on name-brand products and services.

Call 1-855-915-3015 for more information on this service.